Ethan Koh Real Estate

Singapore property · Buy · Sell · Invest

Property decisions, run through the numbers.

PropNex consultant with over 12 years in the industry. Formerly an auditor at KPMG and in compliance at American Express, so every figure is checked before I advise.

Book a free consultationSee how I work

PropNex Realty Pte Ltd · CEA Reg. No. R045465Z

Ethan Koh, PropNex property consultant, in a navy blazer
12+ yearsin the property industry
KPMGformer auditor
American Expressformer compliance professional
R045465ZCEA registration no.

What we do together

Whichever side you are on, you get a plan

If you are buying

  • Know how much you can really afford
  • See the full cost before you view
  • Choose the right type of home for your plans
  • Time your purchase well
  • Compare resale and new launch options
  • Negotiate with the numbers in hand

How buying works →

If you are selling

  • Price your home realistically
  • Know what you will take home after loan, CPF and costs
  • Plan the timeline to your next home
  • Decide whether to sell first or buy first
  • Reach the right buyers
  • Handle offers and negotiation with care

How selling works →

Why work with me

What you can expect

A clear direction

You leave every conversation knowing your next step, and why.

Decisions backed by data

Recent transactions and your own numbers, not hunches or sales talk.

Honest advice

I listen to your concerns first, and I will tell you when waiting is the better call.

My approach

Before you sell or buy, let’s talk first

Every situation is different, so I start by understanding yours. Then I walk you through my Essential Market Update: a free, no-obligation live Zoom presentation on where the market stands today, shaped around you. There is no fixed length, and you can ask as many questions as you like.

We cover

  • Where the market stands today
  • What it means for your type of home
  • Your goals and your timeline
  • Your budget, loan and CPF position
  • Options worth considering

You leave with

  • A clear view of the market
  • A realistic price range or budget
  • What you would take home, or the cash you would need
  • A timeline that fits your plans
  • Honest advice on moving now or waiting
  • No pressure to decide

Book my free Essential Market Update

How I work

A clear process, with no surprises

Step 1

Understand your goals

A short chat about your situation, timeline and what matters most.

Step 2

Run the numbers

Budget, loans, duties and cash flow laid out clearly before any decision.

Step 3

Shortlist and negotiate

Only options that pass the checks, and firm negotiation on your behalf.

Step 4

Close and follow through

Paperwork, timelines and handover handled, with support after completion.

Buying a private property in Singapore?

Read my step-by-step guide, from your budget and the option to purchase to completion, with checklists for living in a home or investing.

Read the buying guide

Client reviews

What clients say

He went through complex financial calculations and analysis with me and my family, and eventually discouraged me from selling my HDB to upgrade to a condo as it was not financially prudent. I appreciate his honesty, as I think it is rare.

Jasmine Lim, upgrade planning

Throughout the entire process, he is very proficient in his calculation and very truthful in his advice, without fearing to burst the bubble for us. He tried a few times to pull us back from over-commitment on our next purchase.

Vincent Koh, sale and purchase

He prevented me from committing to a property introduced by another agent which was over my budget in terms of loan and cash. I can now accurately budget for my new home and renovation.

Jenny Wong, home purchase

Read all client reviews →

About me

Hello, I am Ethan

I am a property consultant with PropNex Realty and have worked in the industry for over 12 years. Before that I was an auditor at KPMG and worked in compliance at American Express, which is why I check every figure before I advise.

I believe the best property decisions start with the full picture, so I begin with your goals and your numbers, and only then talk about homes. Sometimes my advice is to wait, and I will say so.

PropNex Realty Pte Ltd · CEA Reg. No. R045465Z · Licence No. L3008022J

More about me →

Ethan Koh seated on a sofa

Common questions

How do I know what my home is worth?

I compare recent transactions of similar homes, adjust for condition, floor, facing and market timing, then agree a realistic price range with you before we list.

How much can I afford to borrow?

It depends on your income, existing commitments and the loan limits that apply to you. I work out the loan and the cash you need first, so your budget is clear before any viewing.

Should I sell first or buy first?

It depends on your cash, loan and timeline. I map both side by side so you avoid paying two mortgages or having nowhere to live between homes.

Does it cost anything to speak with you?

No. The first conversation and my Essential Market Update are free and carry no obligation.

Will I be pressured to sign anything?

No. My job is to give you a clear, honest view. The decision, and the timing, stay with you.

Do I need to be ready to buy or sell to meet you?

Not at all. Many clients meet me while they are still exploring, and some decide to wait. That is a perfectly good outcome.

Which types of property do you handle?

HDB flats, condos and landed homes, whether you are buying, selling or planning your next step.

Can I work with you if I already have an agent?

If you have signed an exclusive agreement with another agent, it is best to honour it. Talk to me and I will explain where you stand and what your options are.

How long does a sale or purchase take?

It depends on the property and the market. I give you a realistic timeline at the start and update it as we go.

Thinking of buying or selling?

Start with a free, no-pressure conversation.

Book a consultationWhatsApp me