I run the numbers before I recommend a purchase.

Iā€™m Ethan Koh, a PropNex property consultant in Singapore with over 10 years in the industry. Before real estate, I worked as an auditor at KPMG and in compliance at American Express. I still approach every transaction that way: check the figures, plan the timeline, then advise.

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Before any decision, we check:

  • How much you can borrow, and how much cash you need
  • What your current home will realistically sell for
  • The timeline from sale to move-in
  • Whether the move still makes sense for your finances

Selling your home

HDB or private. A planned timeline and full marketing across property portals.

Buying and new launches

Private resale and new launches, shortlisted against your budget.

Portfolio planning

Restructuring your properties for retirement and long-term returns.

He went through complex financial calculations with me and my family, and eventually discouraged me from selling my HDB to upgrade, as it was not financially prudent.

Jasmine Lim, client